101 Reasons to use LegalShield

I. You don't have an up-to-date will.
2. You don't understand the difference between a trust and a will,
3. Family members challenge your parent's will,
4. You don't understand your health insurance plan or new legislation,
5. You are selected for an audit.
6. Your parents die and leave you executor of their estate,
7. You are tired of hidden cell phone fees.
8. You d...o not have a retirement savings plan,
9. You lose your personal identification,
10. You receive a speeding ticket,
11. You are buying or selling your home,
12. Your driver's license is suspended.
13. Your landlord raises rent in violation of your verbal agreement.
14. Your teenager is accused of shoplifting.
15. You decide to change your name.
15, Your new washing machine doesn't wash,
17 Creditors threaten to take action against you for your ex-spouse's debts,
18. A neighbor or school reports you for child abuse.
19. You adopt a child.
20. A friend or neighbor is injured on your property
21. You need child support enforced.
22. A friend owes you money and files bankruptcy
23. A caller demands money or damaging information will be released.
24. Your car is damaged by a hit-and-run driver.
25. You accidentally back over a neighbor's garbage can.
26. A hairdresser damages your hair with harsh chemicals.
27 Your car is repossessed unjustly
28. You are subpoenaed or served with legal papers.
29. You are called to jury duty
30. Your long drive off the tee injures another player.
31. You need a lease agreement reviewed.
32. Your son is injured in a football game,
33. A neighbor trips over a rake in your yard,
34. A jeweler sells you defective merchandise.
35. A car dealership gains illegal access to your credit history
36. You are hit by a bottle at a baseball game,
37 A tenant falls down stairs and sues you,
38, You need help with credit card liability resolution,
39, You are injured when you slip on a wet floor in a public building.
40, Your livestock trample a neighbor's garden,
41, Your neighbor's dog barks for hours every night,
42, Your teenager gets a speeding ticket,
43, Your landlord enters your apartment without permission,
44, Your child throws a baseball through a neighbor's car window,
45, You don't have a Living Will or Medical Power of Attorney
46, Your boat is damaged while in storage.
47 Your landlord refuses to refund your cleaning deposit,
48. You lose an expensive watch in a hotel and the manager denies liability
49. A speeding car nicks your bumper because you parked in the street.
50. A merchant refuses to honor a guarantee.
51. You have an accident driving your friend's boat.
52. Your spouse claims a right to your earnings,
53. A record or club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.
55. A property manager refuses to rent to you.
56. You are denied credit for no apparent reason.
57 An online auction goes sour,
58. The repair shop threatens small claims court for money you don't owe.
59. Your car insurance is cancelled when your teenager has an accident,
60. Your child needs special education in public school,
61. You made a sizable gift to charity
62. Angry words result in a slander law suit.
63. You need a patent for an invention.
64. You need a copyright for your manuscript.
65. You are wrongly accused of committing a crime.
65, Your right to privacy has been invaded.
67 Your car is vandalized in a parking lot.
68. A postal carrier slips on your unshoveied walk and breaks his or her leg.
69. You have questions about escrow in a home purchase.
70. You're stopped for speeding and a friend is in possession of marijuana.
71. Your teenager wrecks the car and a friend is injured.
72. You care for your elderly parents.
73. You receive disability
74. You are cheated by a door-to-door salesman.
75. A repairman charges more than a given estimate,
76. A creditor tries illegal collection tactics.
77 An accident results in a personal injury
78. You are scheduled to appear in small claims court.
79. Your new house has bad plumbing and a leaky roof.
80. You take a vacation and your room is a view of the trash dumpster.
81. A minor is caught breaking into your home.
82. You have a fender bender while driving a friend's car.
83. You have liability questions in launching a new business.
84. You have a question about an easement on your property.
85. Your neighbor's dog bites your child.
86. You have a property line dispute over a newly installed fence.
87 You're asked to testify as a witness to a crime.
88. You need a premarital agreement,
89. You're buying or selling a car,
90. Your child's school demands a drug or alcohol test.
91. Your bank sends a foreclosure notice after one house payment is late.
92. A retail store won't accept the return of defective merchandise.
93. A repairman won't stand behind his work.
94. A trespasser is caught poaching on your land.
95. You are leasing property
96. You receive a letter from a creditor and it is not your debt,
97 A bank reports bad credit activity unjustly
98. You need advice concerning a divorce.
99. You own your own small business.
100. You can't make heads or tails out of the new tax forms.
101. Your spouse uses physical force against you.

 

Please go to our website below for all the LegalShield & Identity Theft services & pricing.

www.teresaclutter.legalshieldassociate.com

 

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8 Ways to Protect Your Smartphone

 

Failing to protect your smartphone or tablet leaves your personal information vulnerable to thieves and hackers. Your personal information may be used to obtain credit, access bank accounts or make fraudulent purchases. These tips are designed to help you secure your smartphone or tablet and protect your personal information. 

 

1.Set your phone to automatically lock when not in use. Leaving your phone unlocked is asking for trouble. If your phone or tablet is stolen or misplaced, keeping it locked will help protect your data. Some phones and devices can be configured to delete all stored data when an incorrect password is entered multiple times.

 

 

2.Use strong passwords and update them on a regular basis. Secure passwords include numbers, symbols, lowercase and capital letters. You should not use your name or other easily identifiable information such as a street address or birth date in your password. Do not use the same password for all of your accounts. It is also important to periodically update your passwords. 

 

 

3.Beware of free open Wi-Fi hotspots. Configure your phone to only join networks you approve. Scammers sometimes set up free wireless networks in public places to lure users to log on. Joining the network could allow the scammer to track data going to and from your phone. 

 

 

4.Update your device's software. Hackers are continually looking for new security flaws to exploit. Many software updates include important security patches that repair known flaws. Failing to update your software or apps may leave you vulnerable to hackers.

 

 

5.Location and anti-theft applications may help you locate a lost phone or deactivate a stolen phone. There are a wide variety of apps that help users locate a lost or stolen phone. Some apps allow you to delete data remotely or completely disable the device. Check reviews and specifications carefully and test the software before your phone is lost or stolen so you know how to use it when the time comes.

 

 

6.Only download reviewed and tested applications. Some apps and websites may include malicious software designed to capture your personal information. Read reviews and research new apps before installation.

 

 

7.Use encryption to protect sensitive information. If you use your phone or other mobile device for particularly sensitive business or financial communications, talk to your IT professional about using encryption to protect your data. 

 

 

8.Report your device as lost or stolen. In an effort to curb the rising rate of smartphone theft, some mobile carriers track stolen phones and tablets. Tracking systems only work when thefts are reported. While you might not get your phone or tablet back, these systems can help disable the growing black market for stolen devices. You should also report any theft to your local police department. 

 

 

 

Personal Injury Law: 7 Frequently Asked Questions

 

August is typically the most dangerous month for traffic accidents and fatalities. If you are injured in an auto accident you may be entitled to compensation. The following information will help you understand some of the general principles of personal injury law. It is important to speak with an attorney about your rights, options and obligations. If you have been injured in an accident or as a result of someone else’s negligence, call your LegalShield provider law firm.

 

• Do I need an attorney for my personal injury? – Insurance companies employ attorneys to protect their interests and it is in their interest to make the lowest possible payment for your injuries. You need an attorney to make sure your interests are protected and that you receive the compensation you deserve. Avoid making a statement, signing an agreement or accepting a settlement before speaking to an attorney.

• How long will it take to receive compensation for my injuries? – It may take time for the complete effects and costs associated with your injury to become apparent. Preparing a solid case or negotiating with an insurance company may also take time. It may be tempting to take a quick payout to cover your immediate expenses, but it is important to consider the complete cost of your injury.

• What kind of compensation might I receive for my injuries? – Compensation may include money for lost wages, medical bills, rehabilitation, disabilities, pain and suffering, as well as other hardships caused by your injuries.

• Is there a deadline for filing a personal injury lawsuit? – Statutes of limitation determine your deadline for filing a lawsuit. Some statutes may be less than a year. It is important to discuss the statutes that apply to your case with an attorney to make sure you do not miss any important filing or notification deadlines.

• Will I receive more compensation if I go to court? – Your attorney can help you decide the best course of action for your particular case. In some instances it may be beneficial to accept a negotiated settlement to avoid the time and expense of a court case. In other situations where a fair settlement cannot be reached it may be necessary to go to court.

• Would I still receive compensation if I were partly responsible for the accident? – This would depend on the state or province where the accident occurred. In some states and provinces you may not be entitled to compensation if you are partly responsible for your injuries. Other states have laws that are used to determine compensation based on your level of fault in the accident. Your attorney will explain the laws that apply to your case.

• How does a contingency fee work? – A contingency fee means the attorney does not receive payment until the opposing party pays a settlement or verdict. In many cases the total fee is a percentage of the money received from the other party plus expenses.